Have you recently got a new credit and looking for a most rewarding credit bill payment app to earn cashback for making your credit card bill payment. In this article we will list down some apps by using you can earn maximum cashback.
Which App Gives More Cashback on Credit Card Bill Payment?
CheQ gives you flat 1% cashback up to ₹4000/month while Mobikwik offers flat 1% cashback up to ₹100/transaction. Postpe is an excellent option that rewards users with 0.25% cashback on successful bill payment.Let's have a look at some most rewarding credit card bill payment in 2023.
List of Most Rewarding Credit Card Bill Payment Apps in 2023
1. Mobikwik
Mobikwik is a most-rewarding credit card bill payment app as it offers flat cashback. The app should be your first choice if you have a small amount to pay. As a new user, it has a flat 1% or flat 100 cashback offer on the first successful credit card bill payment.
Mobikwik app offers flat cashback on credit card bill payment, while flat ₹100 cashback on first credit card bill payment.
The app is trusted and easy to use. You can use various payment options and various cash-back programs for credit card users. It sends you offers through notifications and also you can check ongoing offers on credit cards on the app.
Mobikwik offers a range of multiple offers specifically designed for credit card bill payments, establishing its reputation as a preferred platform in this category.
Key Features
- Fast and lightweight app
- Various payment modes
- Easy to use
- Cashback programs
- Credit Card statement and timely reminders
- Use of SuperCoins
| Information | Details |
|---|---|
| Mobikwik | Download App |
| New User Offer | Flat 100 Cashback |
| Credit Card Bill Payment Offers | up to 100-150/month |
| Referral Benefits | ₹25/Referral |
2. Cheq
CheQ is a relatvely new app that offer flat 1% cashback in the form of CheQ chips. The chips can be redeemed for cash or vouchers. With this app, you will have an idea how much cash back you will earn. The cashback you will receive in the form of CheQ chips.
CheQ offer flat 1% cashback in the form of chips. The chips can be redeemed into cash or you can avail brand vouchers such as Amazon, Big Basket, PVR, and many more.
Key Features
- Clean and easy to use UI (Similar to Cred)
- Flat cashback policy
- Faster payment settlement
- Payment via Gpay,Phonepe
- In-app currency;Cheq Chips
| Details | Benefits |
|---|---|
| CheQ App | Download App |
| Cashback | Flat 1% |
| Cashback Form | Cheq Chips |
| Maximum Cashback Per Month | 4000 |
| Referral Benefits | Yes |
3. PostPe
Do you have a large amount of credit card bills to pay? You can use this app as it offers flat 0.25% cash back. To earn maximum cashback you can partially pay with CheQ and use PostPe. This way you can earn maximum cashback. This app is particularly beneficial for large payment transactions. You can earn a maximum cashback of 1000 INR per transaction.
Postpe offer flat 0.25% cashback on credit card bill payments. The maximum cashback is capped at ₹1000 per transaction.
Key features
- Track monthly spending
- Use now and pay later features
- Assured casbhback on Credit card bill payment
- Interest free credit for 30 days
| Information | Details |
|---|---|
| PostPe | Download App |
| New User Offer | N/A |
| Cashback on Credit Card Bill Payment | Flat 0.25% Cashback |
| Referral Benefits | Yes |
4. Cred
Cred is the most popular and best credit card bill payment app. However, its cashback offers are not as good as other apps mentioned in this list.
The key benefit of this app is that the app supports a greater number of credit cards than other apps on the market. Users can earn Cred coins for each successful payment, which can be redeemed for nothing.
Cred offers up to ₹1000 cash back on credit card payment, however, there are other ways to earn cashback on cred.
Key Features
- Most Popular and clean UI
- Support for all types of credit cards
- Bill payment and send money facility available
- Payment with UPI, scan and pay, assured rewards on scan & pay
- Cred protect to check hidden charges by credit cards
- Payment reminder on Whatsapp, in-app notifications
- Credit card statement
| Information | Details |
|---|---|
| Cred | Download App |
| New User Offer | Up to ₹250 Cashback (Claim here) |
| Cashback on Credit Card Bill Payment | Variable/Assured Cred Coins |
| Referral Benefits | Up to ₹1000 |
6. Bajaj Finserv
Bajaj Finserv is an app that provides cashback on credit card bill payments and offers special deals for new users. Apart from bill payments, it also offers loan and credit card services.
If you are searching for an app with special offers for new users, you may want to consider checking out Bajaj Finserv. The app may become unresponsive sometimes and is not as smooth functioning as others.
This app is unresponsive and not smooth as other. But, you can earn between ₹75-150 on your first credit card bill payment.
| Information | Details |
|---|---|
| Bajaj Finserv | Download App |
| New User Offer | Yes |
| Cashback on Credit Card Bill Payment | 50-100/Month |
| Referral Benefits | No |
6. Paytm
Paytm is a popular credit card payment app in India that offers cashback though its cashback offers are not enticing, you may check if it has user-specific for this category. You can earn around ₹10-200 cashback on credit card bill payments. The offer you can check under the cashback and offers section.
In addition to this, new users can get additional cashback on their first-ever credit card bill payment on Paytm.
Paytm is well known platform. It runs various cashback offers that you can find on app.
Key features
- A secure app, recharege and bill payment, send moeny , online and offline payment
- Rewars on online/offline payments
- UPI facility and UPI Lite to send money without UPI Pin
- Paytm cashback points
- Credit cards bill payment support
| Information | Details |
|---|---|
| Paytm | Download App |
| New User Offer | N/A |
| Cashback on Credit Card Bill Payment | Variable/Paytm Cashback Points |
| Referral Benefits | ₹100/Referral |
Best Credit Card Bill Payment Apps
These apps are the most rewarding credit card bill payment apps in India. While Cheq & Postpe are the best apps for big amounts of credit card bill payments, Mobikwik appears to be the best app for small amounts of credit card bill payments. However, in terms of ease of bill payment, Cred remains the most popular credit card bill payment app in India. On the whole, there is no clear winner in the list of top credit card bill payment apps. In case, do you have any recommendations? Share your thought in the comment section.