Cred Referral Offer: Get up to ₹1000 Cashback on Install

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The Cred referral offer is straightforward; if you download credit using a referral link you can earn cash back up to ₹250 on your credit card bill payment. While you can earn cred cashback by inviting users to Cred. Read below to know more.



If you are you new user

  • Click on Download app and install the app
  • Register using your mobile number and PAN card
  • Verify or add your card
  • Make your first credit card bill payment transaction
  • You will receive a surprise cashback of up to ₹250 on your first successful payment

This program offers a cashback reward of up to ₹250 for your first credit card bill payment through the referral link. By referring new users, you can earn up to ₹1000 cashback for each successful referral. Here's how you can create your own referral link.


If you are an existing user

To generate your Cred referral link, simply navigate to the app's home page and locate the "Refer and Earn" section. You will find - refer and win up to ₹1000, win where your friends pay on Cred. Once there, click on it to access your unique referral link. Copy the link and share it through various mediums such as Facebook, WhatsApp, or other social platforms. This will enable you to generate your Cred referral link and start earning rewards.


Cred referral program: Step-by-Step Guide

Download the Cred app using a referral link, and can earn up to ₹250 cashback that you can utilize on recharge and bill payments on the Cred app, there is no need to use a Cred referral code to earn a bonus amount. Here's how you can earn with the cred referral program.


Download the App Using the Referral link and earn bonus cash

All you need to do to get the bonus is cash installing the Cred app using the referral link. There is no need of using a Referral code. If you download the app using the invitation link, you will be eligible for the bonus cash once you finish your registration. Read on below to know how you can avail the benefit of the cred referral program.

Cred logo

Check Your Eligibility: Add Credit Card on Cred App

Download the app from the above link and once the download is finished open the app. Enter your mobile and it will check if you have a credit card(s) linked with the number.


Verify the mobile number with OTP and then enter your name, and email to proceed. Wait for a few seconds as it will fetch your credit score. Also, you can check your credit score before using Cred. If you have a credit score above 750, you can use this app.


You can add more cards by clicking on the bottom navigation bar, click tap on cards and clicking on Add card.

Referral offer April 2023

As of now in April 2023, it has offered cashback of up to ₹250 for new joinee who join the Cred platform using someone's referral link. The cashback of up to ₹250 will be credited on your first credit card bill payment.


Earn Cashback With Cred Pay Contacts

Experience the latest version of our app and unlock the new Cred Pay Contacts feature. Now, you can conveniently pay anyone on Cred and earn up to 10 times cashback on each transaction. Don't miss out on this limited-time offer and start enjoying the benefits today!

  • Update your app to the latest version
  • Open the Cred app and navigate to the Cred Pay feature
  • Select the "Contacts" tab
  • Choose the contact you want to pay and enter the amount
  • Confirm the transaction and enjoy up to 10X cashback

Features of Cred

  • Credit card bill payment
  • Cred's credit card bill payment feature allows you to make payments for all your credit card and access your statement on the app, along with the summary of the hidden charges. To make credit card bill payments, you can use UPI (a quick way to make payments) or net banking at your convenience.

  • Access Credit card bill
  • You can access the latest statement on the app itself to check how small an amount is due to pay the due amount on time.

  • Manage all credit cards in one place
  • You can add all the credit cards you own to manage all the cards in one place.

  • Recharge and utility bill payments
  • Along with credit card bill payment facilities, it also offers recharge and bill payment services to enable users to pay for their mobile, DTH, loan, and utility bills.

  • Win rewards through daily activities
  • Each payment you make on the Cred app gives you cashback (that you can utilize on the transactions on/through the Cred app) and cred coins to get gifts and rewards further.

  • Cred coins: Redeem to get rewards and gifts
  • With cred coins, you can participate in daily activities to win gifts.

  • Cred cash
  • Each time you pay credit bills (or make payment using cred), it offers you Cred cash that you can use on recharge and bill payment on the Cred app.


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